"Are you tired of searching the Internet
for an affordale easy to use
credit card processing solution?"

Dear Merchant,

It's not easy …

If you're looking for a merchant account for your business you're faced with hundreds of companies to choose from. This is further complicated by the myriads of fees (both upfront and hidden) these companies charge that can can add up very quickly.

What's more, many merchant account providers deliberately give you the impression that much of what they offer is free when in fact it's not free at all. So you could end up paying more than you initially thought and budgeted for.

One Stop Merchant Services (OSMS) has been in the business long enough to know that merchants want a fair price, ease of use, reliability, top notch security and great customer service support.

With over 10 years in the Visa/MasterCard processing industry and over 8 years in the e-commerce business, OSMS has the experience and know-how to provide merchants with a simplified solution to e-business.

We Developed One Of The First Internet
Credit Card Processing Software

Hi, my name is Paul Chiumento and I'm the CEO of OSMS. I have over 24 years of entrepreneurial, sales, and management experience in the sign manufacturing, credit card processing and Internet software development industries.

Back in 1995 I founded a company which was responsible for developing one of the very first platforms for secure credit card transaction via the Internet.

From that initial venture we have been continually improving the functionality of this new credit card clearing software platform. As an entrepreneur myself I can understand what businesses are looking for and have first-hand experience in providing those solutions.

With ten years of solid experience in this field (an eternity as far as the Internet is concerned) we understand the evolving needs of online merchants and can quickly adjust to meet those challenges. All of our software solutions are designed to help you grow your business.

OSMS has been setting up Internet merchants with secure online credit card processing since 1995 and storefront merchants since 1992.

The Standard eBIZ Solution

The Standard eBIZ is the perfect choice for merchants who plan to accept credit cards in the following manner:

• By Phone
• By Mail or Fax
• At Trade Shows (On the road)

This plan provides an easy and convenient way to manually submit credit card transactions. You can get access from any Internet browser. There's nothing to install and no equipment purchase necessary--hence "virtual". Simply log into your Virtual Terminal site (NTPNow.com) and enter your customer's information into the form provided.

The NTPNow Virtual Terminal is:

• Easy to Use ...
  
  
  • You just log into a website and enter your customer's information. Authorizations take less than 5 seconds so you won't be waiting around 'forever' for the transactions to go through.
    
    
  • Repeat transactions can be re-submitted without having to re-enter all customer information for a second time - a real time saver.
    
    
  • Separate forms for consumer cards and business cards help reduce non-qualified surcharges
    
    
  • 100% of your sales are deposited to your checking account within 72 hours. No long waiting periods to have access to your money!
    
    
  • Discount fees (see rates below) are withdrawn from your deposit so you won't get hit with a big bill at the end of the month. This will keep your accountant organized and happy.
    
    
• Recurring Billing ("Subscriptions") for merchants who charge customers on a periodic basis ...
  
  
  • You simply add customers to the recurring billing database and NTPNow will bill them automatically on any of the following intervals: weekly, bi-monthly, monthly, semi-annually or annually.
    
    
  • There are three recurring billing options to choose from
    
    

  1. Bill once or twice per month until the account is manually deleted from the database - great for 'bill until cancellation of service' type payments
  2. Bill until a balance has been paid off - great for installment style payments
  3. Bill for a certain number of months - great for partial monthly payments

• Advanced Transaction Reporting ...
  
  
  • You can view transaction reports from any date range, search the database by customer or card number if you so choose. You can view history reports for easy bookkeeping.
    
    
  • You can sort transactions by customer name or transaction date saving you a lot of research time in the process and help keep your business organized.
    
    
• Advanced Security ...
  
  
  • Password Protection for extra security
    
    
  • All credit card data is encrypted to protect against unauthorized use. So even in the unlikely event that hackers were able to break into our "Fort Knox" servers all they'll see is garbage, unreadable data!
    
    
  • NTPNow Gateway is fully compliant with (and exceeds!) the security initiatives put forward by the major credit card providers, including the Visa Cardholder Information Security Program (CISP), MasterCard Site Data Protection (SDP), and Discover Information Security and Compliance (DISC).
    
    
  • All critical data stored on Firewall protected servers
    
    
  • Support for fraud prevention tools including Address Verification (AVS), which compares the customer's delivery address with the address on file at the card-issuing bank, and CVV2, the three-digit security number appearing on the back of VISA, MasterCard, and Discover Card credit cards (a four-digit number on the front of AMEX cards).
    
    
  • Fraud Auto-Void System catches fraudulent transactions and voids them without you having to log into your account and do this manually saving you time and chargeback headaches.
    
    
• Other Features ...
  
  
  • Daily batch notification by email so you get your sales for the day all sent to an email address that you choose.
    
    
  • E-Check interface so you can accept electronics checks which is becoming a more popular form of payment.

Securing your own Merchant Account means that you'll be in control of your money rather than a third party. Many third party processors will freeze your account for various reasons. There are many horror stories of popular online third-party processors that held vast amount of moneys for companies they thought were growing too fast! Why allow another business to control your cash flow? Why take the risk?

The bottom line is that your money goes directly from the customer's credit card issuing bank to your checking account. At no time does it pass through our hands.

With Our Merchant Account You Get ...

• Multiple Processors - This gives us the scope to approve over 98% of all applicants increasing your chances to secure a Merchant Account.
  
  
• In House Customer Service - You get outstanding support from knowledgeable Account Managers which allows you to have just one point of contact. Many of our competition outsource this service leading to another link in the chain of communication. Having all of our support personnel under one roof means that your concerns can be addressed more quickly and effectively.

At One Stop Merchant Services we own and manage all the services that we provide to our merchants. These include merchant account; secure payment gateway, virtual terminal and shopping carts. We're not a middle-man and so you pay nothing more than you have to. This is the main reason why we can offer you such incredible services at such a low price.

Speaking of prices, you get a clear breakdown of the pricing structure for each program and there are no hidden fees. In fact, we encourage you to compare us to any other all-in-one e-commerce providers and see for yourself that for the level of services we provide our prices are super competitive.

Here are our upfront, nothing-to-hide fees:

Those are our fees. Sorry if you were expecting more. What's the catch? There's really no catch. Since we own and manage everything that we sell to you we don't have a franchise fee to pay or a middleman markup to add to our prices so we can pass the savings on to you.

And it's so easy to get started …

Just use our fully automated on-line application system to get set up quickly. Simply click the Get Started Now button and you're on your way to accepting credit card payments from your customers.

With Standard eBIZ you get everything you need to accept credit card payments using your very own virtual terminal from a company that's been in the Internet credit card processing business before most people knew what an "email" was.

We're Here When You Need Us ...

We just don't want to 'support' our customers but THRILL them. There are many ways in which you can contact us with any questions you may have or help that you need.

For technical questions please feel free to chat with one of our on-line customer service representatives from 9:00 to 5:00 EST Monday - Friday.

For questions regarding the services we offer or to speak with a sales representative please call us Toll FREE at 800-238-0011 or send an e-mail to sales@osms.biz

For questions regarding transaction processing, batch deposits or billing please call 800-238-0011 or send an e-mail to admin@osms.biz

Once you try us you'll want to stay with us.

Yours for Bigger Profits,

Paul J. Chiumento
CEO, One Stop Merchant Services

P.S. Because of aggressive marketing [no blame intended] the better known payment gateways often charge exorbitant fees just for their name to appear on your website. As the creator of the second ever Internet payment gateway I can tell you that OSMS offers a LOT more bang for your buck.

Copyright © 2006 One Stop Merchant Services. All rights reserved.

One Stop Merchant Services is a registered ISO and TPS of Visa and MasterCard through US Bank National Association, Minneapolis, MN using the Nova Information Systems platform.

Home    Get Started     Premium eBIZ    Deluxe eBIZ    Compare    FREE Guide